Side-by-side · Q2 2026 data
The Granville National Bank vs Financial Plus Credit Union
Metric by metric
| Measure | The Granville National Bank | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 61 | 84 (stronger) |
| Capital cushion | 61 | 82 (stronger) |
| Loan quality | 26 | 85 (stronger) |
| Earnings | 67 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 20th | 86th |
| Total assets | $118.4M | $607.4M |
| Deposits / shares | $105.1M | $520.6M |
| Capital ratio | 11.10% | 13.24% (stronger) |
| Problem loans | 2.21% | 0.45% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.38% |
| Return on assets | 1.17% | 1.48% (stronger) |
| Loans ÷ deposits | 50.8% (stronger) | 76.0% |
| Uninsured deposits | 12.7% | 6.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Financial Plus Credit Union has the higher TellerScore (84 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Granville National Bank leads on 2 and Financial Plus Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.