Side-by-side · Q2 2026 data
The Granville National Bank vs North Central Bank
Metric by metric
| Measure | The Granville National Bank | North Central Bank |
|---|---|---|
| TellerScore | 61 | 82 (stronger) |
| Capital cushion | 61 | 73 (stronger) |
| Loan quality | 26 | 91 (stronger) |
| Earnings | 67 | 73 (stronger) |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 20th | 82nd |
| Total assets | $118.4M | $165.9M |
| Deposits / shares | $105.1M | $144.7M |
| Capital ratio | 11.10% | 12.26% (stronger) |
| Problem loans | 2.21% | 0.26% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.17% | 1.33% (stronger) |
| Loans ÷ deposits | 50.8% (stronger) | 58.5% |
| Uninsured deposits | 12.7% (stronger) | 27.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Central Bank has the higher TellerScore (82 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Granville National Bank leads on 2 and North Central Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.