Side-by-side · Q2 2026 data
The Hamler State Bank vs Fidelity Federal Savings and Loan Association of Delaware
Bank
Fidelity Federal Savings and Loan Association of Delaware
Delaware, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Hamler State Bank | Fidelity Federal Savings and Loan Association of Delaware |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 54 | 99 (stronger) |
| Earnings | 71 (stronger) | 26 |
| Funding & liquidity | 80 (stronger) | 79 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 64th | 82nd |
| Total assets | $125.3M | $131.6M |
| Deposits / shares | $107.4M | $99.0M |
| Capital ratio | 14.34% | 17.02% (stronger) |
| Problem loans | 1.38% | 0.04% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.27% (stronger) | 0.16% |
| Loans ÷ deposits | 80.1% (stronger) | 81.0% |
| Uninsured deposits | 10.3% | 7.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
Fidelity Federal Savings and Loan Association of Delaware has the higher TellerScore (82 vs 76). On the 6 directional measures above (where higher or lower is clearly better), The Hamler State Bank leads on 2 and Fidelity Federal Savings and Loan Association of Delaware on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.