The Hamler State Bank is a state-chartered bank (fed member) headquartered in Hamler, Ohio, in business for about 105 years. At the end of Q2 2026 it reported $125.3M in total assets and $107.4M in deposits, with 1 office.
Based on its Q2 2026 filing, The Hamler State Bank scores 76/100, which we describe as strong. That is higher than 64% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 41st. Its strongest component is capital cushion (93/100; 14.34%), and its lowest is loan quality (54/100; 1.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 17 points (59 → 76), mostly because the loan quality component improved by 44 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 64 |
| Q4 2024 | 65 |
| Q1 2025 | 60 |
| Q2 2025 | 59 |
| Q3 2025 | 69 |
| Q4 2025 | 74 |
| Q1 2026 | 74 |
| Q2 2026 | 76 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.39% |
| Q3 2024 | 15.24% |
| Q4 2024 | 15.35% |
| Q1 2025 | 14.36% |
| Q2 2025 | 14.49% |
| Q3 2025 | 14.65% |
| Q4 2025 | 14.73% |
| Q1 2026 | 14.02% |
| Q2 2026 | 14.34% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.60% |
| Q3 2024 | 2.63% |
| Q4 2024 | 2.58% |
| Q1 2025 | 2.61% |
| Q2 2025 | 2.71% |
| Q3 2025 | 2.05% |
| Q4 2025 | 1.50% |
| Q1 2026 | 1.44% |
| Q2 2026 | 1.38% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.84% |
| Q3 2024 | 0.99% |
| Q4 2024 | 1.06% |
| Q1 2025 | 0.55% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.93% |
| Q4 2025 | 0.92% |
| Q1 2026 | 1.04% |
| Q2 2026 | 1.27% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $125.3M | 14.34% | 1.38% | 1.27% | 80.1% |
| Q1 2026 | 74 | $125.6M | 14.02% | 1.44% | 1.04% | 76.4% |
| Q4 2025 | 74 | $121.2M | 14.73% | 1.50% | 0.92% | 80.2% |
| Q3 2025 | 69 | $119.9M | 14.65% | 2.05% | 0.93% | 78.7% |
| Q2 2025 | 59 | $118.0M | 14.49% | 2.71% | 0.53% | 79.8% |
| Q1 2025 | 60 | $116.6M | 14.36% | 2.61% | 0.55% | 77.3% |
| Q4 2024 | 65 | $113.7M | 15.35% | 2.58% | 1.06% | 81.9% |
| Q3 2024 | 64 | $112.5M | 15.24% | 2.63% | 0.99% | 81.5% |
| Q2 2024 | 63 | $110.0M | 15.39% | 2.60% | 0.84% | 81.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Adelphi BankBank Columbus, OH | 80 out of 100, Strong | $124.5M | 15.8% | 0.00% | vs |
| Woodsfield Savings BankBank Woodsfield, OH | 61 out of 100, Moderate | $123.3M | 8.6% | 0.92% | vs |
| The Baltic State BankBank Baltic, OH | 68 out of 100, Moderate | $129.6M | 7.8% | 0.00% | vs |
| Community Savings BankBank Bethel, OH | 80 out of 100, Strong | $119.6M | 14.8% | 0.10% | vs |
| Fidelity Federal Savings and Loan Association of DelawareBank Delaware, OH | 82 out of 100, Strong | $131.6M | 17.0% | 0.04% | vs |
| The National Bank of Adams County of West UnionBank West Union, OH | 68 out of 100, Moderate | $114.7M | 10.8% | 2.10% | vs |
Deposit insurance
Is my money safe at The Hamler State Bank?
Yes. The Hamler State Bank is an FDIC-insured institution (FDIC certificate #14920). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.3% of deposits ($11.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.34%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The Hamler State Bank lists 1 office in 1 city. Most locations:
- Hamler, OH (1)
Identity & history
Profile
- Legal name
- The Hamler State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 14920
- RSSD ID
- 887827
- Primary regulator
- FED
- Established
- January 1, 1921
- Headquarters
- 210 Randolph St, Hamler, OH 43524
- Website
- www.hamlerstatebank.com
- Employees
- 9
Quick answers
The Hamler State Bank: common questions
Is The Hamler State Bank FDIC insured?
Yes. The Hamler State Bank is an FDIC-insured institution (FDIC certificate #14920). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Hamler State Bank's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Hamler State Bank ever failed?
There is no failure record for FDIC certificate #14920 in the FDIC failed bank list.
How many branches does The Hamler State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hamler
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Ottoville Bank CompanyBank Ottoville, OH | 95 out of 100, Very strong | $93.8M | 21.4% | 0.00% | vs |
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| First Federal Savings and Loan AssociationBank Delta, OH | 93 out of 100, Very strong | $246.0M | 16.5% | 0.00% | vs |
| Millstream Area Credit UnionCredit union Findlay, OH | 82 out of 100, Strong | $70.8M | 12.6% | 0.66% | vs |
| Glass City Federal Credit UnionCredit union Maumee, OH | 78 out of 100, Strong | $326.1M | 11.3% | 0.22% | vs |
| Usx Federal Credit UnionCredit union Cranberry Twp, PA | 78 out of 100, Strong | $258.1M | 12.5% | 0.18% | vs |