Side-by-side · Q2 2026 data
The Hamler State Bank vs Glass City Federal Credit Union
Metric by metric
| Measure | The Hamler State Bank | Glass City Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 78 (stronger) |
| Capital cushion | 93 (stronger) | 63 |
| Loan quality | 54 | 93 (stronger) |
| Earnings | 71 (stronger) | 70 |
| Funding & liquidity | 80 (stronger) | 79 |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 64th | 74th |
| Total assets | $125.3M | $326.1M |
| Deposits / shares | $107.4M | $286.1M |
| Capital ratio | 14.34% (stronger) | 11.26% |
| Problem loans | 1.38% | 0.22% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 1.27% (stronger) | 1.25% |
| Loans ÷ deposits | 80.1% (stronger) | 81.3% |
| Uninsured deposits | 10.3% | 4.1% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.0% |
Glass City Federal Credit Union has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Hamler State Bank leads on 4 and Glass City Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.