Side-by-side · Q2 2026 data
The Hardin County Bank vs Andrew Johnson Bank
Metric by metric
| Measure | The Hardin County Bank | Andrew Johnson Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 58 | 62 (stronger) |
| Loan quality | 95 (stronger) | 72 |
| Earnings | 72 | 82 (stronger) |
| Funding & liquidity | 73 (stronger) | 71 |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 64th | 53rd |
| Total assets | $676.7M | $611.9M |
| Deposits / shares | $600.3M | $545.9M |
| Capital ratio | 10.84% | 11.24% (stronger) |
| Problem loans | 0.16% (stronger) | 0.83% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.29% | 1.54% (stronger) |
| Loans ÷ deposits | 85.6% | 81.8% (stronger) |
| Uninsured deposits | 16.3% (stronger) | 21.9% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Hardin County Bank has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Hardin County Bank leads on 3 and Andrew Johnson Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.