Side-by-side · Q2 2026 data
The Harrison County Bank vs Chessie Federal Credit Union
Metric by metric
| Measure | The Harrison County Bank | Chessie Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 52 | 88 (stronger) |
| Loan quality | 86 (stronger) | 73 |
| Earnings | 51 | 70 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 50th | 83rd |
| Total assets | $164.9M | $434.4M |
| Deposits / shares | $150.4M | $372.3M |
| Capital ratio | 10.21% | 13.83% (stronger) |
| Problem loans | 0.42% (stronger) | 0.82% |
| Net charge-offs | 0.02% (stronger) | 0.33% |
| Return on assets | 0.77% | 1.24% (stronger) |
| Loans ÷ deposits | 54.0% (stronger) | 59.1% |
| Uninsured deposits | 14.2% | 1.9% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.2% |
Chessie Federal Credit Union has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Harrison County Bank leads on 3 and Chessie Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.