Side-by-side · Q2 2026 data
The Harrison County Bank vs Guaranty Bank Inc.
Metric by metric
| Measure | The Harrison County Bank | Guaranty Bank Inc. |
|---|---|---|
| TellerScore | 72 (stronger) | 54 |
| Capital cushion | 52 | 86 (stronger) |
| Loan quality | 86 (stronger) | 17 |
| Earnings | 51 (stronger) | 31 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 95 (stronger) | 73 |
| Peer percentile | 50th | 10th |
| Total assets | $164.9M | $152.4M |
| Deposits / shares | $150.4M | $126.4M |
| Capital ratio | 10.21% | 13.62% (stronger) |
| Problem loans | 0.42% (stronger) | 2.48% |
| Net charge-offs | 0.02% (stronger) | 0.08% |
| Return on assets | 0.77% (stronger) | 0.27% |
| Loans ÷ deposits | 54.0% (stronger) | 91.1% |
| Uninsured deposits | 14.2% | 6.7% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Harrison County Bank has the higher TellerScore (72 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The Harrison County Bank leads on 5 and Guaranty Bank Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.