Side-by-side · Q2 2026 data
The Heart Center Federal Credit Union vs Crouse Federal Credit Union
Credit union
The Heart Center Federal Credit Union
Roslyn, New York · Under $100 million in assets
Metric by metric
| Measure | The Heart Center Federal Credit Union | Crouse Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 31 | 97 (stronger) |
| Earnings | 55 (stronger) | 36 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 44th | 42nd |
| Total assets | $20.4M | $20.2M |
| Deposits / shares | $17.2M | $18.2M |
| Capital ratio | 15.69% (stronger) | 10.00% |
| Problem loans | 2.06% | 0.09% (stronger) |
| Net charge-offs | 0.17% | 0.05% (stronger) |
| Return on assets | 0.86% (stronger) | 0.39% |
| Loans ÷ deposits | 61.9% | 35.5% (stronger) |
| Uninsured deposits | 0.6% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Heart Center Federal Credit Union has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Heart Center Federal Credit Union leads on 3 and Crouse Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.