Side-by-side · Q2 2026 data
The Hocking Valley Bank vs The Home Loan Savings Bank
Metric by metric
| Measure | The Hocking Valley Bank | The Home Loan Savings Bank |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 64 | 67 (stronger) |
| Loan quality | 82 (stronger) | 81 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 47 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 68th | 68th |
| Total assets | $354.0M | $386.7M |
| Deposits / shares | $312.0M | $320.6M |
| Capital ratio | 11.44% | 11.68% (stronger) |
| Problem loans | 0.54% (stronger) | 0.58% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.37% | 2.45% (stronger) |
| Loans ÷ deposits | 65.6% (stronger) | 108.7% |
| Uninsured deposits | 23.3% | 19.3% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Hocking Valley Bank leads on 3 and The Home Loan Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.