Headquartered in Athens, Ohio, The Hocking Valley Bank is a state-chartered bank (fed member) with $354.0M in total assets and $312.0M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1919.
Based on its Q2 2026 filing, The Hocking Valley Bank scores 77/100, which we describe as strong. That is higher than 68% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 37th. Its strongest component is problem-loan coverage (93/100; 3.4%), and its lowest is capital cushion (64/100; 11.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 77).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 74 |
| Q4 2024 | 76 |
| Q1 2025 | 77 |
| Q2 2025 | 77 |
| Q3 2025 | 76 |
| Q4 2025 | 76 |
| Q1 2026 | 78 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.97% |
| Q3 2024 | 11.07% |
| Q4 2024 | 11.35% |
| Q1 2025 | 11.19% |
| Q2 2025 | 11.06% |
| Q3 2025 | 11.10% |
| Q4 2025 | 10.74% |
| Q1 2026 | 11.10% |
| Q2 2026 | 11.44% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.27% |
| Q3 2024 | 0.25% |
| Q4 2024 | 0.22% |
| Q1 2025 | 0.16% |
| Q2 2025 | 0.16% |
| Q3 2025 | 0.34% |
| Q4 2025 | 0.33% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.54% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.78% |
| Q3 2024 | 0.86% |
| Q4 2024 | 0.89% |
| Q1 2025 | 1.02% |
| Q2 2025 | 1.06% |
| Q3 2025 | 1.14% |
| Q4 2025 | 1.19% |
| Q1 2026 | 1.30% |
| Q2 2026 | 1.37% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $354.0M | 11.44% | 0.54% | 1.37% | 65.6% |
| Q1 2026 | 78 | $366.9M | 11.10% | 0.26% | 1.30% | 62.0% |
| Q4 2025 | 76 | $356.2M | 10.74% | 0.33% | 1.19% | 64.3% |
| Q3 2025 | 76 | $346.3M | 11.10% | 0.34% | 1.14% | 65.6% |
| Q2 2025 | 77 | $345.8M | 11.06% | 0.16% | 1.06% | 65.0% |
| Q1 2025 | 77 | $346.4M | 11.19% | 0.16% | 1.02% | 65.8% |
| Q4 2024 | 76 | $329.5M | 11.35% | 0.22% | 0.89% | 68.3% |
| Q3 2024 | 74 | $334.4M | 11.07% | 0.25% | 0.86% | 68.5% |
| Q2 2024 | 73 | $335.1M | 10.97% | 0.27% | 0.78% | 66.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers & Merchants BankBank Miamisburg, OH | 74 out of 100, Strong | $359.4M | 12.2% | 1.04% | vs |
| RiverHills BankBank Milford, OH | 73 out of 100, Strong | $340.8M | 10.7% | 0.12% | vs |
| The Citizens Bank CompanyBank Beverly, OH | 86 out of 100, Very strong | $334.6M | 13.6% | 0.39% | vs |
| First Federal Community Bank of BucyrusBank Bucyrus, OH | 62 out of 100, Moderate | $373.8M | 8.1% | 0.16% | vs |
| New Carlisle Federal Savings BankBank New Carlisle, OH | 49 out of 100, Below average | $330.5M | 8.4% | 1.78% | vs |
| The Farmers State BankBank New Madison, OH | 75 out of 100, Strong | $329.6M | 10.9% | 0.28% | vs |
Deposit insurance
Is my money safe at The Hocking Valley Bank?
Yes. The Hocking Valley Bank is an FDIC-insured institution (FDIC certificate #18858). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.3% of deposits ($72.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.44%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
The Hocking Valley Bank lists 5 offices in 4 cities. Most locations:
- Athens, OH (2)
- Albany, OH (1)
- Coolville, OH (1)
- The Plains, OH (1)
Identity & history
Profile
- Legal name
- The Hocking Valley Bank
- Former names
- Hocking Valley Bank; The Hocking Valley Bank of Athens Company
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 18858
- RSSD ID
- 230610
- Primary regulator
- FED
- Holding company
- Hocking Valley Bancshares Inc
- Established
- February 12, 1919
- Headquarters
- 7 W Stimson Ave, Athens, OH 45701
- Website
- www.hvbonline.com
- Employees
- 39
Quick answers
The Hocking Valley Bank: common questions
Is The Hocking Valley Bank FDIC insured?
Yes. The Hocking Valley Bank is an FDIC-insured institution (FDIC certificate #18858). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Hocking Valley Bank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Hocking Valley Bank ever failed?
There is no failure record for FDIC certificate #18858 in the FDIC failed bank list.
How many branches does The Hocking Valley Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Athens
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens Bank CompanyBank Beverly, OH | 86 out of 100, Very strong | $334.6M | 13.6% | 0.39% | vs |
| The Vinton County National BankBank Mcarthur, OH | 73 out of 100, Strong | $1.6B | 10.5% | 0.27% | vs |
| The Park National BankBank Newark, OH | 72 out of 100, Strong | $12.6B | 10.3% | 0.86% | vs |
| Peoples BankBank Marietta, OH | 67 out of 100, Moderate | $9.5B | 9.7% | 0.60% | vs |
| The Merchants National BankBank Hillsboro, OH | 64 out of 100, Moderate | $1.3B | 8.9% | 0.53% | vs |
| Atomic Credit UnionCredit union Piketon, OH | 64 out of 100, Moderate | $855.4M | 8.6% | 0.24% | vs |