Side-by-side · Q2 2026 data
The Home Loan Savings Bank vs First Federal Community Bank of Bucyrus
Metric by metric
| Measure | The Home Loan Savings Bank | First Federal Community Bank of Bucyrus |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 67 (stronger) | 31 |
| Loan quality | 81 | 95 (stronger) |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 47 | 52 (stronger) |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 68th | 22nd |
| Total assets | $386.7M | $373.8M |
| Deposits / shares | $320.6M | $290.4M |
| Capital ratio | 11.68% (stronger) | 8.10% |
| Problem loans | 0.58% | 0.16% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 2.45% (stronger) | 0.99% |
| Loans ÷ deposits | 108.7% | 108.0% (stronger) |
| Uninsured deposits | 19.3% | 9.6% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | — |
The Home Loan Savings Bank has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Home Loan Savings Bank leads on 3 and First Federal Community Bank of Bucyrus on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.