TellerScore

First Federal Community Bank of Bucyrus is a savings association headquartered in Bucyrus, Ohio, in business for about 139 years. At the end of Q2 2026 it reported $373.8M in total assets and $290.4M in deposits, with 6 offices.

First Federal Community Bank of Bucyrus has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 124th. Loan quality contributes the most (95/100, 0.16%); capital cushion contributes the least (31/100, 8.10%).

TellerScore · Q2 2026

Scorecard

Capital cushion31/100
Tier 1 leverage ratio: 8.10%
Loan quality95/100
Noncurrent loans ÷ total loans: 0.16%
Earnings60/100
Return on assets (annualized): 0.99%
Funding & liquidity52/100
Loans ÷ deposits and uninsured-deposit share: 108.0% · 9.6% uninsured
Problem-loan coverage93/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.59%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (60 → 62), mostly because the earnings component improved by 8 points.

TellerScore
535863Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202453
Q3 202454
Q4 202455
Q1 202554
Q2 202560
Q3 202562
Q4 202563
Q1 202662
Q2 202662
Tier 1 leverage ratio
5.00%6.82%8.65%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20247.97%
Q3 20247.80%
Q4 20248.65%
Q1 20258.01%
Q2 20258.06%
Q3 20258.03%
Q4 20258.02%
Q1 20268.01%
Q2 20268.10%
Noncurrent loans
0.08%0.39%0.70%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.64%
Q3 20240.59%
Q4 20240.70%
Q1 20250.66%
Q2 20250.24%
Q3 20250.11%
Q4 20250.08%
Q1 20260.09%
Q2 20260.16%
Return on assets
0.47%0.73%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.47%
Q3 20240.49%
Q4 20240.54%
Q1 20250.57%
Q2 20250.79%
Q3 20250.86%
Q4 20250.99%
Q1 20260.80%
Q2 20260.99%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$373.8M8.10%0.16%0.99%108.0%
Q1 202662$356.2M8.01%0.09%0.80%103.7%
Q4 202563$350.9M8.02%0.08%0.99%104.1%
Q3 202562$342.2M8.03%0.11%0.86%103.0%
Q2 202560$336.5M8.06%0.24%0.79%103.3%
Q1 202554$321.5M8.01%0.66%0.57%103.8%
Q4 202455$317.8M8.65%0.70%0.54%107.7%
Q3 202454$320.7M7.80%0.59%0.49%104.6%
Q2 202453$311.8M7.97%0.64%0.47%109.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.10%
3rd
Total risk-based capital10.89%
49th
Problem loans0.16%
68th
Net charge-offs0.00%
68th
Return on assets0.99%
33rd
Net interest margin4.08%
58th
Efficiency ratio69.8%
30th
Loans to deposits108.0%
4th
Uninsured deposits9.6%
94th
Loan-loss reserves0.98%
24th
Texas ratio3.6%
44th

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
The Fahey Banking CompanyBank Marion, OH63 out of 100, Moderate$384.7M16.1%3.83%vs
The Home Loan Savings BankBank Coshocton, OH77 out of 100, Strong$386.7M11.7%0.58%vs
Farmers & Merchants BankBank Miamisburg, OH74 out of 100, Strong$359.4M12.2%1.04%vs
The First Citizens National Bank of Upper SanduskyBank Upper Sandusky, OH78 out of 100, Strong$389.9M12.6%0.01%vs
The Hocking Valley BankBank Athens, OH77 out of 100, Strong$354.0M11.4%0.54%vs
GreenWay BankBank Van Wert, OH59 out of 100, Moderate$402.3M8.5%0.20%vs

Deposit insurance

Is my money safe at First Federal Community Bank of Bucyrus?

Yes. First Federal Community Bank of Bucyrus is an FDIC-insured institution (FDIC certificate #29705). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 9.6% of deposits ($28.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.10%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 10.89% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

First Federal Community Bank of Bucyrus lists 6 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Federal Community Bank of Bucyrus
Former names
First Federal Savings and Loan Association of Bucyrus; First Federal Savings and Loan Association
Type
Savings association
FDIC certificate #
29705
RSSD ID
346379
Primary regulator
OCC
Holding company
Community Investors Bcorp Inc
Established
January 1, 1887
Headquarters
119 S Sandusky Ave, Bucyrus, OH 44820
Employees
70

Quick answers

First Federal Community Bank of Bucyrus: common questions

Is First Federal Community Bank of Bucyrus FDIC insured?

Yes. First Federal Community Bank of Bucyrus is an FDIC-insured institution (FDIC certificate #29705). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Federal Community Bank of Bucyrus's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Federal Community Bank of Bucyrus ever failed?

There is no failure record for FDIC certificate #29705 in the FDIC failed bank list.

How many branches does First Federal Community Bank of Bucyrus have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Bucyrus

InstitutionScoreAssetsCapitalProblem loansCompare
First Bank of OhioBank Tiffin, OH90 out of 100, Very strong$278.4M35.5%0.26%vs
The First Citizens National Bank of Upper SanduskyBank Upper Sandusky, OH78 out of 100, Strong$389.9M12.6%0.01%vs
Sutton BankBank Attica, OH77 out of 100, Strong$1.7B10.0%0.02%vs
Pillar Credit UnionCredit union Marion, OH76 out of 100, Strong$134.8M11.6%0.60%vs
First Federal Bank of OhioBank Galion, OH75 out of 100, Strong$282.9M13.7%0.93%vs
Civista BankBank Sandusky, OH75 out of 100, Strong$4.3B12.7%0.92%vs