Side-by-side · Q2 2026 data
The Home Loan Savings Bank vs Hopewell Federal Credit Union
Metric by metric
| Measure | The Home Loan Savings Bank | Hopewell Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 61 |
| Capital cushion | 67 (stronger) | 31 |
| Loan quality | 81 (stronger) | 78 |
| Earnings | 100 (stronger) | 53 |
| Funding & liquidity | 47 | 85 (stronger) |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 68th | 24th |
| Total assets | $386.7M | $167.9M |
| Deposits / shares | $320.6M | $153.4M |
| Capital ratio | 11.68% (stronger) | 8.09% |
| Problem loans | 0.58% (stronger) | 0.67% |
| Net charge-offs | 0.09% (stronger) | 0.30% |
| Return on assets | 2.45% (stronger) | 0.83% |
| Loans ÷ deposits | 108.7% | 75.7% (stronger) |
| Uninsured deposits | 19.3% | 8.2% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | 22.7% |
The Home Loan Savings Bank has the higher TellerScore (77 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Home Loan Savings Bank leads on 5 and Hopewell Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.