Side-by-side · Q2 2026 data
The Hometown Savings Bank vs Advantageplus of Indiana Federal Credit Union
Credit union
Advantageplus of Indiana Federal Credit Union
Terre Haute, Indiana · Under $100 million in assets
Metric by metric
| Measure | The Hometown Savings Bank | Advantageplus of Indiana Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 87 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 80 (stronger) | 79 |
| Earnings | 29 | 72 (stronger) |
| Funding & liquidity | 67 | 88 (stronger) |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 11th | 83rd |
| Total assets | $455.7M | $43.9M |
| Deposits / shares | $406.3M | $34.9M |
| Capital ratio | 8.29% | 20.81% (stronger) |
| Problem loans | 0.59% (stronger) | 0.64% |
| Net charge-offs | 0.02% (stronger) | 1.35% |
| Return on assets | 0.22% | 1.31% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 72.7% |
| Uninsured deposits | 34.6% | 2.7% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
Advantageplus of Indiana Federal Credit Union has the higher TellerScore (87 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Hometown Savings Bank leads on 3 and Advantageplus of Indiana Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.