Side-by-side · Q2 2026 data
The Honesdale National Bank vs American Bank
Metric by metric
| Measure | The Honesdale National Bank | American Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 72 |
| Capital cushion | 87 (stronger) | 56 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 80 (stronger) | 71 |
| Funding & liquidity | 58 (stronger) | 41 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 95th | 66th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $993.3M | $914.8M |
| Capital ratio | 13.74% (stronger) | 10.60% |
| Problem loans | 0.24% | 0.00% (stronger) |
| Net charge-offs | 0.08% | -0.00% (stronger) |
| Return on assets | 1.50% (stronger) | 1.28% |
| Loans ÷ deposits | 91.3% (stronger) | 97.9% |
| Uninsured deposits | 24.4% (stronger) | 33.7% |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | 5.3% |
The Honesdale National Bank has the higher TellerScore (84 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Honesdale National Bank leads on 5 and American Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.