Side-by-side · Q2 2026 data
The Honesdale National Bank vs Central Penn Bank & Trust
Metric by metric
| Measure | The Honesdale National Bank | Central Penn Bank & Trust |
|---|---|---|
| TellerScore | 84 (stronger) | 67 |
| Capital cushion | 87 (stronger) | 40 |
| Loan quality | 92 (stronger) | 73 |
| Earnings | 80 | 84 (stronger) |
| Funding & liquidity | 58 | 74 (stronger) |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 95th | 44th |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $993.3M | $1.1B |
| Capital ratio | 13.74% (stronger) | 9.01% |
| Problem loans | 0.24% (stronger) | 0.80% |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 1.50% | 1.61% (stronger) |
| Loans ÷ deposits | 91.3% | 81.6% (stronger) |
| Uninsured deposits | 24.4% | 18.8% (stronger) |
| Offices | 15 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | 1.8% |
The Honesdale National Bank has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Honesdale National Bank leads on 3 and Central Penn Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.