Side-by-side · Q2 2026 data
The Honesdale National Bank vs First National Bank and Trust Company of Newtown
Bank
First National Bank and Trust Company of Newtown
Newtown, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | The Honesdale National Bank | First National Bank and Trust Company of Newtown |
|---|---|---|
| TellerScore | 84 | 87 (stronger) |
| Capital cushion | 87 (stronger) | 79 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 80 (stronger) | 74 |
| Funding & liquidity | 58 | 91 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 95th | 98th |
| Total assets | $1.2B | $1.2B |
| Deposits / shares | $993.3M | $1.0B |
| Capital ratio | 13.74% (stronger) | 12.95% |
| Problem loans | 0.24% | 0.00% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.50% (stronger) | 1.35% |
| Loans ÷ deposits | 91.3% | 50.4% (stronger) |
| Uninsured deposits | 24.4% | 23.5% (stronger) |
| Offices | 15 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | 14.5% |
First National Bank and Trust Company of Newtown has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), The Honesdale National Bank leads on 2 and First National Bank and Trust Company of Newtown on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.