Side-by-side · Q2 2026 data
The Honesdale National Bank vs Penn East Federal Credit Union
Metric by metric
| Measure | The Honesdale National Bank | Penn East Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 74 |
| Capital cushion | 87 (stronger) | 56 |
| Loan quality | 92 | 93 (stronger) |
| Earnings | 80 (stronger) | 46 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 95th | 63rd |
| Total assets | $1.2B | $280.4M |
| Deposits / shares | $993.3M | $257.0M |
| Capital ratio | 13.74% (stronger) | 10.57% |
| Problem loans | 0.24% | 0.20% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.13% |
| Return on assets | 1.50% (stronger) | 0.65% |
| Loans ÷ deposits | 91.3% | 48.9% (stronger) |
| Uninsured deposits | 24.4% | 3.8% (stronger) |
| Offices | 15 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | 15.4% |
The Honesdale National Bank has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Honesdale National Bank leads on 4 and Penn East Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.