Side-by-side · Q2 2026 data
The Idabel National Bank vs First State Bank
Metric by metric
| Measure | The Idabel National Bank | First State Bank |
|---|---|---|
| TellerScore | 52 | 79 (stronger) |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 0 | 86 (stronger) |
| Earnings | 57 | 88 (stronger) |
| Funding & liquidity | 49 | 82 (stronger) |
| Problem-loan coverage | 35 | 95 (stronger) |
| Peer percentile | 8th | 75th |
| Total assets | $242.3M | $100.3M |
| Deposits / shares | $201.7M | $88.9M |
| Capital ratio | 16.18% (stronger) | 10.91% |
| Problem loans | 8.39% | 0.43% (stronger) |
| Net charge-offs | 0.45% | 0.09% (stronger) |
| Return on assets | 0.92% | 1.71% (stronger) |
| Loans ÷ deposits | 74.8% | 73.9% (stronger) |
| Uninsured deposits | 47.9% | 18.9% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (79 vs 52). On the 7 directional measures above (where higher or lower is clearly better), The Idabel National Bank leads on 1 and First State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Idabel, OK