The Idabel National Bank (FDIC certificate #4241) is based in Idabel, Oklahoma. Its Q2 2026 call report shows $242.3M in total assets and $201.7M in deposits and 1 office.
The Idabel National Bank has a TellerScore of 52 out of 100 (below average) based on Q2 2026 data — higher than only 8% of its 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 142nd. Capital cushion contributes the most (100/100, 16.18%); loan quality contributes the least (0/100, 8.39%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (46 → 52), mostly because the problem-loan coverage component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 50 |
| Q4 2024 | 51 |
| Q1 2025 | 45 |
| Q2 2025 | 46 |
| Q3 2025 | 47 |
| Q4 2025 | 47 |
| Q1 2026 | 51 |
| Q2 2026 | 52 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.16% |
| Q3 2024 | 13.43% |
| Q4 2024 | 13.88% |
| Q1 2025 | 14.44% |
| Q2 2025 | 14.76% |
| Q3 2025 | 15.10% |
| Q4 2025 | 15.25% |
| Q1 2026 | 15.49% |
| Q2 2026 | 16.18% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.00% |
| Q3 2024 | 5.33% |
| Q4 2024 | 4.57% |
| Q1 2025 | 8.02% |
| Q2 2025 | 8.64% |
| Q3 2025 | 9.03% |
| Q4 2025 | 9.60% |
| Q1 2026 | 9.40% |
| Q2 2026 | 8.39% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.42% |
| Q3 2024 | 1.31% |
| Q4 2024 | 1.10% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.61% |
| Q3 2025 | 0.56% |
| Q4 2025 | 0.51% |
| Q1 2026 | 0.84% |
| Q2 2026 | 0.92% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 52 | $242.3M | 16.18% | 8.39% | 0.92% | 74.8% |
| Q1 2026 | 51 | $250.8M | 15.49% | 9.40% | 0.84% | 76.5% |
| Q4 2025 | 47 | $253.5M | 15.25% | 9.60% | 0.51% | 78.1% |
| Q3 2025 | 47 | $250.6M | 15.10% | 9.03% | 0.56% | 83.1% |
| Q2 2025 | 46 | $252.6M | 14.76% | 8.64% | 0.61% | 84.2% |
| Q1 2025 | 45 | $256.6M | 14.44% | 8.02% | 0.66% | 86.4% |
| Q4 2024 | 51 | $260.4M | 13.88% | 4.57% | 1.10% | 87.7% |
| Q3 2024 | 50 | $271.8M | 13.43% | 5.33% | 1.31% | 86.3% |
| Q2 2024 | 72 | $272.1M | 13.16% | 1.00% | 1.42% | 87.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Method BankBank Wyandotte, OK | 66 out of 100, Moderate | $241.2M | 9.8% | 0.70% | vs |
| Bank of Grand LakeBank Grove, OK | 65 out of 100, Moderate | $249.1M | 10.1% | 0.96% | vs |
| First Bank & Trust CompanyBank Perry, OK | 78 out of 100, Strong | $255.2M | 11.3% | 0.73% | vs |
| Triad Bank, National AssociationBank Tulsa, OK | 50 out of 100, Below average | $228.6M | 12.7% | 5.96% | vs |
| First Security Bank and Trust CompanyBank Oklahoma City, OK | 29 out of 100, Low | $226.0M | 10.1% | 13.20% | vs |
| First Texoma National BankBank Durant, OK | 50 out of 100, Below average | $225.4M | 11.6% | 3.38% | vs |
Deposit insurance
Is my money safe at The Idabel National Bank?
Yes. The Idabel National Bank is an FDIC-insured institution (FDIC certificate #4241). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 47.9% of deposits ($96.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.18%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 24.81% (benchmark: 10%).
1 location
Branches
The Idabel National Bank lists 1 office in 1 city. Most locations:
- Idabel, OK (1)
Identity & history
Profile
- Legal name
- The Idabel National Bank
- Type
- National bank
- FDIC certificate #
- 4241
- RSSD ID
- 237954
- Primary regulator
- OCC
- Holding company
- Southeast Capital Corp
- Established
- February 14, 1921
- Headquarters
- 1201 E Washington St, Idabel, OK 74745
- Website
- www.idabelnational.com
- Employees
- 30
Quick answers
The Idabel National Bank: common questions
Is The Idabel National Bank FDIC insured?
Yes. The Idabel National Bank is an FDIC-insured institution (FDIC certificate #4241). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Idabel National Bank's TellerScore?
52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Idabel National Bank ever failed?
There is no failure record for FDIC certificate #4241 in the FDIC failed bank list.
How many branches does The Idabel National Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Idabel
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northeast Texas Teachers Federal Credit UnionCredit union Paris, TX | 83 out of 100, Strong | $33.1M | 14.4% | 0.43% | vs |
| State Bank of De KalbBank De Kalb, TX | 82 out of 100, Strong | $519.9M | 12.2% | 0.24% | vs |
| First State BankBank Valliant, OK | 79 out of 100, Strong | $100.3M | 10.9% | 0.43% | vs |
| Red River Employees Federal Credit UnionCredit union Texarkana, TX | 77 out of 100, Strong | $1.6B | 13.9% | 0.94% | vs |
| McCurtain County National BankBank Broken Bow, OK | 75 out of 100, Strong | $384.2M | 15.7% | 1.64% | vs |
| First Federal Community Bank, SSBBank Paris, TX | 74 out of 100, Strong | $603.6M | 13.1% | 0.75% | vs |