Side-by-side · Q2 2026 data
The Infirmary Federal Credit Union vs Jm Associates Federal Credit Union
Credit union
Jm Associates Federal Credit Union
Jacksonville, Florida · $100 million – $1 billion
Metric by metric
| Measure | The Infirmary Federal Credit Union | Jm Associates Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 87 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 79 (stronger) | 76 |
| Earnings | 49 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 68th | 91st |
| Total assets | $32.6M | $151.2M |
| Deposits / shares | $28.0M | $130.8M |
| Capital ratio | 13.99% | 15.46% (stronger) |
| Problem loans | 0.63% (stronger) | 0.71% |
| Net charge-offs | -0.12% (stronger) | 0.81% |
| Return on assets | 0.73% | 1.49% (stronger) |
| Loans ÷ deposits | 47.3% (stronger) | 77.0% |
| Uninsured deposits | 0.0% (stronger) | 8.4% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jm Associates Federal Credit Union has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Infirmary Federal Credit Union leads on 4 and Jm Associates Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.