The Infirmary Federal Credit Union is a federal credit union headquartered in Mobile, Alabama, in business for about 52 years. At the end of Q2 2026 it reported $32.6M in total assets and $28.0M in member shares and deposits, with 2 offices.
The Infirmary Federal Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 32nd. Funding & liquidity contributes the most (100/100, 47% loans-to-deposits, 0% uninsured); earnings contributes the least (49/100, 0.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (78 → 81), mostly because the capital cushion component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 71 |
| Q4 2024 | 71 |
| Q1 2025 | 76 |
| Q2 2025 | 78 |
| Q3 2025 | 82 |
| Q4 2025 | 82 |
| Q1 2026 | 82 |
| Q2 2026 | 81 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.50% |
| Q3 2024 | 12.64% |
| Q4 2024 | 12.81% |
| Q1 2025 | 12.98% |
| Q2 2025 | 12.89% |
| Q3 2025 | 13.41% |
| Q4 2025 | 13.59% |
| Q1 2026 | 13.78% |
| Q2 2026 | 13.99% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.96% |
| Q4 2024 | 1.00% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.45% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.63% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.33% |
| Q1 2025 | 0.65% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.77% |
| Q4 2025 | 0.74% |
| Q1 2026 | 0.48% |
| Q2 2026 | 0.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $32.6M | 13.99% | 0.63% | 0.73% | 47.3% |
| Q1 2026 | 82 | $32.5M | 13.78% | 0.26% | 0.48% | 48.3% |
| Q4 2025 | 82 | $32.7M | 13.59% | 0.45% | 0.74% | 49.0% |
| Q3 2025 | 82 | $32.8M | 13.41% | 0.36% | 0.77% | 50.0% |
| Q2 2025 | 78 | $33.4M | 12.89% | 0.53% | 0.58% | 47.6% |
| Q1 2025 | 76 | $32.8M | 12.98% | 0.75% | 0.65% | 48.2% |
| Q4 2024 | 71 | $32.8M | 12.81% | 1.00% | 0.33% | 48.3% |
| Q3 2024 | 71 | $33.2M | 12.64% | 0.96% | 0.38% | 49.2% |
| Q2 2024 | 71 | $32.9M | 12.50% | 0.65% | 0.11% | 49.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Baldwin County Federal Credit UnionCredit union Bay Minette, AL | 78 out of 100, Strong | $32.4M | 12.0% | 0.27% | vs |
| Wcu Credit UnionCredit union Decatur, AL | 67 out of 100, Moderate | $36.0M | 9.0% | 0.29% | vs |
| Social Security Credit UnionCredit union Birmingham, AL | 84 out of 100, Strong | $37.4M | 22.6% | 1.47% | vs |
| Health Credit UnionCredit union Birmingham, AL | 65 out of 100, Moderate | $27.6M | 22.3% | 1.72% | vs |
| Lauderdale County Teachers Credit UnionCredit union Florence, AL | 90 out of 100, Very strong | $38.5M | 12.8% | 0.00% | vs |
| Red Oak Credit UnionCredit union Tuscaloosa, AL | 46 out of 100, Below average | $40.1M | 5.8% | 0.68% | vs |
Deposit insurance
Is my money safe at The Infirmary Federal Credit Union?
Yes. The Infirmary Federal Credit Union is a federally insured credit union (NCUA charter #21794). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.99%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
The Infirmary Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Fairhope, AL (1)
- Mobile, AL (1)
Identity & history
Profile
- Legal name
- The Infirmary Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 21794
- RSSD ID
- 172587
- Primary regulator
- NCUA
- Established
- 1974
- Headquarters
- PO Box 2183, Mobile, AL 36652
- Employees
- 11
Quick answers
The Infirmary Federal Credit Union: common questions
Is The Infirmary Federal Credit Union NCUA insured?
Yes. The Infirmary Federal Credit Union is a federally insured credit union (NCUA charter #21794). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is The Infirmary Federal Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does The Infirmary Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Mobile
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| University of South Alabama Federal Credit UnionCredit union Mobile, AL | 96 out of 100, Very strong | $56.2M | 16.4% | 0.49% | vs |
| Family Security Credit UnionCredit union Decatur, AL | 95 out of 100, Very strong | $1.1B | 19.9% | 0.61% | vs |
| Blue Flame Credit UnionCredit union Mobile, AL | 90 out of 100, Very strong | $10.7M | 15.4% | 0.00% | vs |
| Mobile Government Emp. Credit UnionCredit union Mobile, AL | 90 out of 100, Very strong | $15.0M | 22.0% | 0.00% | vs |
| Navigator Federal Credit UnionCredit union Pascagoula, MS | 90 out of 100, Very strong | $406.7M | 18.0% | 0.38% | vs |
| Jm Associates Federal Credit UnionCredit union Jacksonville, FL | 87 out of 100, Very strong | $151.2M | 15.5% | 0.71% | vs |