Side-by-side · Q2 2026 data
The Infirmary Federal Credit Union vs Lauderdale County Teachers Credit Union
Credit union
Lauderdale County Teachers Credit Union
Florence, Alabama · Under $100 million in assets
Metric by metric
| Measure | The Infirmary Federal Credit Union | Lauderdale County Teachers Credit Union |
|---|---|---|
| TellerScore | 81 | 90 (stronger) |
| Capital cushion | 90 (stronger) | 78 |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 49 | 83 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 68th | 89th |
| Total assets | $32.6M | $38.5M |
| Deposits / shares | $28.0M | $33.3M |
| Capital ratio | 13.99% (stronger) | 12.80% |
| Problem loans | 0.63% | 0.00% (stronger) |
| Net charge-offs | -0.12% (stronger) | 0.04% |
| Return on assets | 0.73% | 1.57% (stronger) |
| Loans ÷ deposits | 47.3% | 37.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lauderdale County Teachers Credit Union has the higher TellerScore (90 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Infirmary Federal Credit Union leads on 3 and Lauderdale County Teachers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.