Side-by-side · Q2 2026 data
The Infirmary Federal Credit Union vs Red Oak Credit Union
Metric by metric
| Measure | The Infirmary Federal Credit Union | Red Oak Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 46 |
| Capital cushion | 90 (stronger) | 8 |
| Loan quality | 79 (stronger) | 77 |
| Earnings | 49 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 68th | 6th |
| Total assets | $32.6M | $40.1M |
| Deposits / shares | $28.0M | $31.7M |
| Capital ratio | 13.99% (stronger) | 5.84% |
| Problem loans | 0.63% (stronger) | 0.68% |
| Net charge-offs | -0.12% (stronger) | 1.18% |
| Return on assets | 0.73% (stronger) | -0.64% |
| Loans ÷ deposits | 47.3% (stronger) | 56.3% |
| Uninsured deposits | 0.0% (stronger) | 4.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Infirmary Federal Credit Union has the higher TellerScore (81 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The Infirmary Federal Credit Union leads on 7 and Red Oak Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.