TellerScore

Side-by-side · Q2 2026 data

The Infirmary Federal Credit Union vs Wcu Credit Union

Credit union

The Infirmary Federal Credit Union

Mobile, Alabama · Under $100 million in assets

81of 100
Strong

Credit union

Wcu Credit Union

Decatur, Alabama · Under $100 million in assets

67of 100
Moderate

Metric by metric

MeasureThe Infirmary Federal Credit UnionWcu Credit Union
TellerScore81 (stronger)67
Capital cushion90 (stronger)40
Loan quality7990 (stronger)
Earnings49 (stronger)40
Funding & liquidity100100
Problem-loan coverage9697 (stronger)
Peer percentile68th34th
Total assets$32.6M$36.0M
Deposits / shares$28.0M$32.7M
Capital ratio13.99% (stronger)9.00%
Problem loans0.63%0.29% (stronger)
Net charge-offs-0.12% (stronger)0.38%
Return on assets0.73% (stronger)0.51%
Loans ÷ deposits47.3% (stronger)51.9%
Uninsured deposits0.0% (stronger)0.1%
Offices22
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The Infirmary Federal Credit Union has the higher TellerScore (81 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Infirmary Federal Credit Union leads on 6 and Wcu Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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