Side-by-side · Q2 2026 data
The International Bank of Amherst vs Black River Country Bank
Metric by metric
| Measure | The International Bank of Amherst | Black River Country Bank |
|---|---|---|
| TellerScore | 98 (stronger) | 69 |
| Capital cushion | 94 (stronger) | 39 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 100th | 40th |
| Total assets | $103.6M | $101.8M |
| Deposits / shares | $88.9M | $85.2M |
| Capital ratio | 14.42% (stronger) | 8.94% |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 2.14% (stronger) | 1.38% |
| Loans ÷ deposits | 59.7% (stronger) | 92.2% |
| Uninsured deposits | 12.4% (stronger) | 17.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The International Bank of Amherst has the higher TellerScore (98 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The International Bank of Amherst leads on 7 and Black River Country Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.