Headquartered in Amherst, Wisconsin, The International Bank of Amherst is a state-chartered bank with $103.6M in total assets and $88.9M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1893.
The International Bank of Amherst has a TellerScore of 98 out of 100 (very strong) based on Q2 2026 data — higher than 100% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 1st. Its five components are fairly even, ranging from 94 to 100 out of 100.
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (98 → 98).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 92 |
| Q3 2024 | 91 |
| Q4 2024 | 92 |
| Q1 2025 | 96 |
| Q2 2025 | 98 |
| Q3 2025 | 98 |
| Q4 2025 | 97 |
| Q1 2026 | 97 |
| Q2 2026 | 98 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.87% |
| Q3 2024 | 13.45% |
| Q4 2024 | 13.62% |
| Q1 2025 | 13.84% |
| Q2 2025 | 14.19% |
| Q3 2025 | 14.24% |
| Q4 2025 | 14.12% |
| Q1 2026 | 13.99% |
| Q2 2026 | 14.42% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.39% |
| Q3 2024 | 1.43% |
| Q4 2024 | 1.58% |
| Q1 2025 | 2.09% |
| Q2 2025 | 2.10% |
| Q3 2025 | 2.18% |
| Q4 2025 | 2.13% |
| Q1 2026 | 2.32% |
| Q2 2026 | 2.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 98 | $103.6M | 14.42% | 0.00% | 2.14% | 59.7% |
| Q1 2026 | 97 | $100.1M | 13.99% | 0.00% | 2.32% | 59.8% |
| Q4 2025 | 97 | $104.0M | 14.12% | 0.00% | 2.13% | 57.7% |
| Q3 2025 | 98 | $98.3M | 14.24% | 0.00% | 2.18% | 60.5% |
| Q2 2025 | 98 | $100.7M | 14.19% | 0.00% | 2.10% | 56.2% |
| Q1 2025 | 96 | $98.0M | 13.84% | 0.00% | 2.09% | 55.6% |
| Q4 2024 | 92 | $99.6M | 13.62% | 0.00% | 1.58% | 55.4% |
| Q3 2024 | 91 | $98.9M | 13.45% | 0.00% | 1.43% | 52.9% |
| Q2 2024 | 92 | $96.1M | 13.87% | 0.00% | 1.39% | 53.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Black River Country BankBank Black River Falls, WI | 69 out of 100, Moderate | $101.8M | 8.9% | 0.29% | vs |
| Richland County BankBank Richland Center, WI | 96 out of 100, Very strong | $114.1M | 17.8% | 0.00% | vs |
| Union State BankBank West Salem, WI | 82 out of 100, Strong | $117.6M | 12.2% | 0.14% | vs |
| Headwaters State BankBank Land O' Lakes, WI | 47 out of 100, Below average | $122.5M | 11.2% | 6.35% | vs |
| Conservation First BankBank Benton, WI | 82 out of 100, Strong | $127.5M | 14.0% | 0.74% | vs |
| KeySavings BankBank Wisconsin Rapids, WI | 68 out of 100, Moderate | $129.5M | 9.4% | 0.07% | vs |
Deposit insurance
Is my money safe at The International Bank of Amherst?
Yes. The International Bank of Amherst is an FDIC-insured institution (FDIC certificate #14907). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 12.4% of deposits ($11.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.42%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The International Bank of Amherst lists 1 office in 1 city. Most locations:
- Amherst, WI (1)
Identity & history
Profile
- Legal name
- The International Bank of Amherst
- Type
- State-chartered bank
- FDIC certificate #
- 14907
- RSSD ID
- 504647
- Primary regulator
- FDIC
- Established
- April 1, 1893
- Headquarters
- 103 S Main St, Amherst, WI 54406
- Website
- www.ibamherst.com
- Employees
- 12
Quick answers
The International Bank of Amherst: common questions
Is The International Bank of Amherst FDIC insured?
Yes. The International Bank of Amherst is an FDIC-insured institution (FDIC certificate #14907). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The International Bank of Amherst's TellerScore?
98 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The International Bank of Amherst ever failed?
There is no failure record for FDIC certificate #14907 in the FDIC failed bank list.
How many branches does The International Bank of Amherst have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Amherst
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members' Advantage Credit UnionCredit union Wisconsin Rapid, WI | 93 out of 100, Very strong | $185.2M | 19.2% | 0.21% | vs |
| First National Bank in TigertonBank Tigerton, WI | 87 out of 100, Very strong | $29.3M | 13.0% | 0.00% | vs |
| Community First Credit UnionCredit union Appleton, WI | 84 out of 100, Strong | $6.8B | 12.8% | 0.14% | vs |
| The Farmers State Bank of WaupacaBank Waupaca, WI | 84 out of 100, Strong | $279.5M | 11.6% | 0.00% | vs |
| The Portage County BankBank Almond, WI | 83 out of 100, Strong | $210.1M | 12.7% | 0.10% | vs |
| The Pineries BankBank Stevens Point, WI | 83 out of 100, Strong | $149.1M | 11.3% | 0.00% | vs |