Side-by-side · Q2 2026 data
The Jefferson Bank vs Commerce Bank
Metric by metric
| Measure | The Jefferson Bank | Commerce Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 87 (stronger) | 43 |
| Earnings | 100 | 100 |
| Funding & liquidity | 59 | 83 (stronger) |
| Problem-loan coverage | 97 (stronger) | 78 |
| Peer percentile | 95th | 57th |
| Total assets | $210.8M | $167.9M |
| Deposits / shares | $174.8M | $149.0M |
| Capital ratio | 16.65% (stronger) | 12.46% |
| Problem loans | 0.38% (stronger) | 1.72% |
| Net charge-offs | -0.08% (stronger) | 0.22% |
| Return on assets | 2.22% | 2.48% (stronger) |
| Loans ÷ deposits | 89.7% | 77.6% (stronger) |
| Uninsured deposits | 25.5% | 13.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Jefferson Bank has the higher TellerScore (90 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Jefferson Bank leads on 4 and Commerce Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.