Side-by-side · Q2 2026 data
The Juniata Valley Bank vs Atlantic Community Bankers Bank
Metric by metric
| Measure | The Juniata Valley Bank | Atlantic Community Bankers Bank |
|---|---|---|
| TellerScore | 70 | 76 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 98 (stronger) | 82 |
| Earnings | 66 | 73 (stronger) |
| Funding & liquidity | 76 (stronger) | 8 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 43rd | 64th |
| Total assets | $917.9M | $942.0M |
| Deposits / shares | $805.8M | $566.2M |
| Capital ratio | 8.56% | 15.76% (stronger) |
| Problem loans | 0.05% (stronger) | 0.53% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.16% | 1.32% (stronger) |
| Loans ÷ deposits | 78.0% (stronger) | 102.4% |
| Uninsured deposits | 20.4% (stronger) | 66.0% |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | — |
Atlantic Community Bankers Bank has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Juniata Valley Bank leads on 3 and Atlantic Community Bankers Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.