Side-by-side · Q2 2026 data
The Juniata Valley Bank vs Titan Federal Credit Union
Credit union
Titan Federal Credit Union
Pleasant Gap, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | The Juniata Valley Bank | Titan Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 94 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 98 (stronger) | 90 |
| Earnings | 66 | 82 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 43rd | 95th |
| Total assets | $917.9M | $69.5M |
| Deposits / shares | $805.8M | $58.8M |
| Capital ratio | 8.56% | 15.43% (stronger) |
| Problem loans | 0.05% (stronger) | 0.31% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.16% | 1.56% (stronger) |
| Loans ÷ deposits | 78.0% | 55.8% (stronger) |
| Uninsured deposits | 20.4% | 2.6% (stronger) |
| Offices | 15 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | 1.6% |
Titan Federal Credit Union has the higher TellerScore (94 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Juniata Valley Bank leads on 2 and Titan Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.