Side-by-side · Q2 2026 data
The Kansas State Bank vs Halstead Bank
Metric by metric
| Measure | The Kansas State Bank | Halstead Bank |
|---|---|---|
| TellerScore | 65 | 69 (stronger) |
| Capital cushion | 42 (stronger) | 36 |
| Loan quality | 72 | 90 (stronger) |
| Earnings | 76 | 85 (stronger) |
| Funding & liquidity | 68 (stronger) | 63 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 29th | 40th |
| Total assets | $208.4M | $205.9M |
| Deposits / shares | $187.9M | $187.7M |
| Capital ratio | 9.25% (stronger) | 8.56% |
| Problem loans | 0.85% | 0.29% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.40% | 1.64% (stronger) |
| Loans ÷ deposits | 41.5% (stronger) | 76.2% |
| Uninsured deposits | 44.1% | 34.4% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 5.9% |
Halstead Bank has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Kansas State Bank leads on 2 and Halstead Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.