Side-by-side · Q2 2026 data
The Kansas State Bank Overbrook Kansas vs Citizens State Bank and Trust Company
Metric by metric
| Measure | The Kansas State Bank Overbrook Kansas | Citizens State Bank and Trust Company |
|---|---|---|
| TellerScore | 82 | 95 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 77 | 93 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 89 (stronger) | 79 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 82nd | 99th |
| Total assets | $101.2M | $103.6M |
| Deposits / shares | $83.9M | $79.6M |
| Capital ratio | 13.17% | 18.31% (stronger) |
| Problem loans | 0.70% | 0.21% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 1.37% | 2.10% (stronger) |
| Loans ÷ deposits | 71.0% (stronger) | 81.7% |
| Uninsured deposits | 6.2% (stronger) | 15.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Citizens State Bank and Trust Company has the higher TellerScore (95 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Kansas State Bank Overbrook Kansas leads on 2 and Citizens State Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.