The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 5 points (77 → 82), mostly because the earnings component improved by 14 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Kansas

Yes. The Kansas State Bank Overbrook Kansas is an FDIC-insured institution (FDIC certificate #1865). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 6.2% of deposits ($5.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.17%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

The Kansas State Bank Overbrook Kansas lists 2 offices in 2 cities. Most locations:

• Overbrook, KS (1)
• Scranton, KS (1)

All branch addresses and map

In 2025, The Kansas State Bank Overbrook Kansas reported 13 home-loan applications under HMDA (LEI 2549009QUH7OTRXI6X89): 13 originated ($1,405,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

The Kansas State Bank Overbrook Kansas

Type

State-chartered bank

FDIC certificate #

1865

RSSD ID

582654

Primary regulator

FDIC

Established

January 1, 1889

Headquarters

400 Maple St, Overbrook, KS 66524

Website

www.theksb.com

Employees

12