Side-by-side · Q2 2026 data
The Kansas State Bank Overbrook Kansas vs Empower Blue Credit Union
Metric by metric
| Measure | The Kansas State Bank Overbrook Kansas | Empower Blue Credit Union |
|---|---|---|
| TellerScore | 82 | 88 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 77 | 97 (stronger) |
| Earnings | 75 (stronger) | 47 |
| Funding & liquidity | 89 | 98 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 82nd | 85th |
| Total assets | $101.2M | $55.1M |
| Deposits / shares | $83.9M | $45.6M |
| Capital ratio | 13.17% | 18.09% (stronger) |
| Problem loans | 0.70% | 0.10% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.12% |
| Return on assets | 1.37% (stronger) | 0.68% |
| Loans ÷ deposits | 71.0% | 61.8% (stronger) |
| Uninsured deposits | 6.2% (stronger) | 7.6% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Empower Blue Credit Union has the higher TellerScore (88 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Kansas State Bank Overbrook Kansas leads on 3 and Empower Blue Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.