Side-by-side · Q2 2026 data
The Kansas State Bank Overbrook Kansas vs First National Bank in Fredonia
Metric by metric
| Measure | The Kansas State Bank Overbrook Kansas | First National Bank in Fredonia |
|---|---|---|
| TellerScore | 82 | 87 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 77 | 79 (stronger) |
| Earnings | 75 | 76 (stronger) |
| Funding & liquidity | 89 (stronger) | 81 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 82nd | 91st |
| Total assets | $101.2M | $104.4M |
| Deposits / shares | $83.9M | $92.5M |
| Capital ratio | 13.17% | 16.73% (stronger) |
| Problem loans | 0.70% | 0.63% (stronger) |
| Net charge-offs | 0.11% | -0.46% (stronger) |
| Return on assets | 1.37% | 1.41% (stronger) |
| Loans ÷ deposits | 71.0% | 31.8% (stronger) |
| Uninsured deposits | 6.2% (stronger) | 32.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
First National Bank in Fredonia has the higher TellerScore (87 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Kansas State Bank Overbrook Kansas leads on 1 and First National Bank in Fredonia on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.