Side-by-side · Q2 2026 data
The Kansas State Bank Overbrook Kansas vs The First State Bank of Healy
Metric by metric
| Measure | The Kansas State Bank Overbrook Kansas | The First State Bank of Healy |
|---|---|---|
| TellerScore | 82 | 82 |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 77 (stronger) | 70 |
| Earnings | 75 (stronger) | 74 |
| Funding & liquidity | 89 (stronger) | 70 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 82nd | 82nd |
| Total assets | $101.2M | $108.8M |
| Deposits / shares | $83.9M | $86.5M |
| Capital ratio | 13.17% | 16.77% (stronger) |
| Problem loans | 0.70% (stronger) | 0.89% |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 1.37% (stronger) | 1.36% |
| Loans ÷ deposits | 71.0% (stronger) | 75.4% |
| Uninsured deposits | 6.2% (stronger) | 28.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Kansas State Bank Overbrook Kansas leads on 4 and The First State Bank of Healy on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.