Side-by-side · Q2 2026 data
The Karnes County National Bank of Karnes City vs Texas Champion Bank
Bank
The Karnes County National Bank of Karnes City
Karnes City, Texas · $100 million – $1 billion
Metric by metric
| Measure | The Karnes County National Bank of Karnes City | Texas Champion Bank |
|---|---|---|
| TellerScore | 46 | 64 (stronger) |
| Capital cushion | 58 (stronger) | 55 |
| Loan quality | 28 | 87 (stronger) |
| Earnings | 44 | 56 (stronger) |
| Funding & liquidity | 59 (stronger) | 40 |
| Problem-loan coverage | 42 | 86 (stronger) |
| Peer percentile | 5th | 26th |
| Total assets | $577.4M | $436.6M |
| Deposits / shares | $525.5M | $329.2M |
| Capital ratio | 10.76% (stronger) | 10.48% |
| Problem loans | 2.15% | 0.39% (stronger) |
| Net charge-offs | 0.32% | 0.01% (stronger) |
| Return on assets | 0.61% | 0.90% (stronger) |
| Loans ÷ deposits | 43.9% (stronger) | 104.2% |
| Uninsured deposits | 52.2% | 30.0% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texas Champion Bank has the higher TellerScore (64 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The Karnes County National Bank of Karnes City leads on 2 and Texas Champion Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Beeville, TX
- Kenedy, TX