Side-by-side · Q2 2026 data
The Liberty National Bank in Paris vs Paris District Credit Union
Metric by metric
| Measure | The Liberty National Bank in Paris | Paris District Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 68 |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 71 (stronger) | 37 |
| Earnings | 82 (stronger) | 21 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 61st | 36th |
| Total assets | $452.1M | $428K |
| Deposits / shares | $364.7M | $340K |
| Capital ratio | 12.76% | 20.35% (stronger) |
| Problem loans | 0.88% (stronger) | 1.90% |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 1.55% (stronger) | 0.03% |
| Loans ÷ deposits | 88.9% | 57.4% (stronger) |
| Uninsured deposits | 29.7% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Liberty National Bank in Paris has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Liberty National Bank in Paris leads on 3 and Paris District Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.