Side-by-side · Q2 2026 data
The Libertyville Savings Bank vs Meridian Credit Union
Metric by metric
| Measure | The Libertyville Savings Bank | Meridian Credit Union |
|---|---|---|
| TellerScore | 73 | 91 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 70 | 95 (stronger) |
| Earnings | 79 (stronger) | 61 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 53rd | 90th |
| Total assets | $384.1M | $34.4M |
| Deposits / shares | $299.1M | $28.6M |
| Capital ratio | 11.04% | 16.74% (stronger) |
| Problem loans | 0.90% | 0.14% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.48% |
| Return on assets | 1.49% (stronger) | 1.02% |
| Loans ÷ deposits | 75.3% | 46.3% (stronger) |
| Uninsured deposits | 18.6% | 2.1% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Meridian Credit Union has the higher TellerScore (91 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Libertyville Savings Bank leads on 2 and Meridian Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.