Side-by-side · Q2 2026 data
The Lincoln National Bank of Hodgenville vs L & N Federal Credit Union
Bank
The Lincoln National Bank of Hodgenville
Hodgenville, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | The Lincoln National Bank of Hodgenville | L & N Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 72 |
| Capital cushion | 99 (stronger) | 56 |
| Loan quality | 86 | 91 (stronger) |
| Earnings | 76 (stronger) | 64 |
| Funding & liquidity | 65 | 69 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 90th | 66th |
| Total assets | $454.4M | $2.6B |
| Deposits / shares | $377.8M | $2.3B |
| Capital ratio | 14.89% (stronger) | 10.55% |
| Problem loans | 0.43% | 0.26% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.06% |
| Return on assets | 1.41% (stronger) | 1.11% |
| Loans ÷ deposits | 93.8% | 91.7% (stronger) |
| Uninsured deposits | 16.0% | 13.9% (stronger) |
| Offices | 4 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | 8.7% |
The Lincoln National Bank of Hodgenville has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Lincoln National Bank of Hodgenville leads on 4 and L & N Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.