Side-by-side · Q2 2026 data
The Lincoln National Bank of Hodgenville vs Old Kentucky Home Federal Credit Union
Bank
The Lincoln National Bank of Hodgenville
Hodgenville, Kentucky · $100 million – $1 billion
Credit union
Old Kentucky Home Federal Credit Union
Bardstown, Kentucky · Under $100 million in assets
Metric by metric
| Measure | The Lincoln National Bank of Hodgenville | Old Kentucky Home Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 70 |
| Capital cushion | 99 (stronger) | 72 |
| Loan quality | 86 (stronger) | 82 |
| Earnings | 76 (stronger) | 32 |
| Funding & liquidity | 65 | 81 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 90th | 40th |
| Total assets | $454.4M | $19.8M |
| Deposits / shares | $377.8M | $17.4M |
| Capital ratio | 14.89% (stronger) | 12.16% |
| Problem loans | 0.43% (stronger) | 0.55% |
| Net charge-offs | 0.03% | -0.09% (stronger) |
| Return on assets | 1.41% (stronger) | 0.30% |
| Loans ÷ deposits | 93.8% | 79.6% (stronger) |
| Uninsured deposits | 16.0% | 0.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | — |
The Lincoln National Bank of Hodgenville has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Lincoln National Bank of Hodgenville leads on 4 and Old Kentucky Home Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.