Side-by-side · Q2 2026 data
The Litchfield National Bank vs Streator Home Savings Bank
Metric by metric
| Measure | The Litchfield National Bank | Streator Home Savings Bank |
|---|---|---|
| TellerScore | 62 | 70 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 72 (stronger) | 60 |
| Earnings | 50 (stronger) | 0 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 22nd | 43rd |
| Total assets | $135.7M | $137.0M |
| Deposits / shares | $120.6M | $106.5M |
| Capital ratio | 8.94% | 21.99% (stronger) |
| Problem loans | 0.84% (stronger) | 1.19% |
| Net charge-offs | -0.04% (stronger) | 0.01% |
| Return on assets | 0.75% (stronger) | -18.93% |
| Loans ÷ deposits | 67.9% | 37.3% (stronger) |
| Uninsured deposits | 13.0% | 8.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Streator Home Savings Bank has the higher TellerScore (70 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Litchfield National Bank leads on 3 and Streator Home Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.