Side-by-side · Q2 2026 data
The Litchfield National Bank vs The Iuka State Bank
Metric by metric
| Measure | The Litchfield National Bank | The Iuka State Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 30 |
| Capital cushion | 39 | 53 (stronger) |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 50 (stronger) | 23 |
| Funding & liquidity | 92 (stronger) | 66 |
| Problem-loan coverage | 87 (stronger) | 0 |
| Peer percentile | 22nd | 1st |
| Total assets | $135.7M | $133.0M |
| Deposits / shares | $120.6M | $112.6M |
| Capital ratio | 8.94% | 10.25% (stronger) |
| Problem loans | 0.84% (stronger) | 7.98% |
| Net charge-offs | -0.04% (stronger) | 1.76% |
| Return on assets | 0.75% (stronger) | 0.08% |
| Loans ÷ deposits | 67.9% (stronger) | 94.1% |
| Uninsured deposits | 13.0% | 12.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Litchfield National Bank has the higher TellerScore (62 vs 30). On the 7 directional measures above (where higher or lower is clearly better), The Litchfield National Bank leads on 5 and The Iuka State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.