Headquartered in Salem, Illinois, The Iuka State Bank is a state-chartered bank (fed member) with $133.0M in total assets and $112.6M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1910.
The Iuka State Bank has a TellerScore of 30 out of 100 (low) based on Q2 2026 data — higher than only 1% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 324th. Funding & liquidity contributes the most (66/100, 94% loans-to-deposits, 12% uninsured); problem-loan coverage contributes the least (0/100, 57.1%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (39 → 30), mostly because the earnings component weakened by 43 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 44 |
| Q3 2024 | 52 |
| Q4 2024 | 34 |
| Q1 2025 | 34 |
| Q2 2025 | 39 |
| Q3 2025 | 42 |
| Q4 2025 | 24 |
| Q1 2026 | 35 |
| Q2 2026 | 30 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.15% |
| Q3 2024 | 10.13% |
| Q4 2024 | 10.33% |
| Q1 2025 | 10.40% |
| Q2 2025 | 10.77% |
| Q3 2025 | 10.55% |
| Q4 2025 | 9.47% |
| Q1 2026 | 9.96% |
| Q2 2026 | 10.25% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.21% |
| Q3 2024 | 1.10% |
| Q4 2024 | 4.18% |
| Q1 2025 | 4.99% |
| Q2 2025 | 5.13% |
| Q3 2025 | 2.76% |
| Q4 2025 | 5.42% |
| Q1 2026 | 7.80% |
| Q2 2026 | 7.98% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.72% |
| Q1 2025 | 0.84% |
| Q2 2025 | 1.15% |
| Q3 2025 | 0.76% |
| Q4 2025 | -0.33% |
| Q1 2026 | 0.84% |
| Q2 2026 | 0.08% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 30 | $133.0M | 10.25% | 7.98% | 0.08% | 94.1% |
| Q1 2026 | 35 | $136.2M | 9.96% | 7.80% | 0.84% | 97.2% |
| Q4 2025 | 24 | $142.4M | 9.47% | 5.42% | -0.33% | 111.8% |
| Q3 2025 | 42 | $142.4M | 10.55% | 2.76% | 0.76% | 116.8% |
| Q2 2025 | 39 | $142.4M | 10.77% | 5.13% | 1.15% | 109.2% |
| Q1 2025 | 34 | $137.5M | 10.40% | 4.99% | 0.84% | 115.5% |
| Q4 2024 | 34 | $142.0M | 10.33% | 4.18% | 0.72% | 116.0% |
| Q3 2024 | 52 | $144.6M | 10.13% | 1.10% | 0.56% | 112.7% |
| Q2 2024 | 44 | $142.8M | 10.15% | 2.21% | 0.71% | 114.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Community Bank of HillsboroBank Hillsboro, IL | 77 out of 100, Strong | $133.3M | 11.6% | 0.10% | vs |
| Bank of KampsvilleBank Kampsville, IL | 91 out of 100, Very strong | $134.1M | 17.4% | 0.01% | vs |
| Rushville State BankBank Rushville, IL | 94 out of 100, Very strong | $134.8M | 14.3% | 0.19% | vs |
| The Litchfield National BankBank Litchfield, IL | 62 out of 100, Moderate | $135.7M | 8.9% | 0.84% | vs |
| Farmers State Bank & Trust Co.Bank Mount Sterling, IL | 73 out of 100, Strong | $130.2M | 9.4% | 0.33% | vs |
| 1st Equity BankBank Skokie, IL | 85 out of 100, Very strong | $130.0M | 16.5% | 0.00% | vs |
Deposit insurance
Is my money safe at The Iuka State Bank?
Yes. The Iuka State Bank is an FDIC-insured institution (FDIC certificate #11317). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 12.4% of deposits ($14.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.25%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
The Iuka State Bank lists 2 offices in 2 cities. Most locations:
- Farina, IL (1)
- Salem, IL (1)
Identity & history
Profile
- Legal name
- The Iuka State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 11317
- RSSD ID
- 233442
- Primary regulator
- FED
- Holding company
- Iuka Bancshares Inc
- Established
- December 10, 1910
- Headquarters
- 205 W Main St, Salem, IL 62881
- Website
- www.iukabank.com
- Employees
- 31
Quick answers
The Iuka State Bank: common questions
Is The Iuka State Bank FDIC insured?
Yes. The Iuka State Bank is an FDIC-insured institution (FDIC certificate #11317). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Iuka State Bank's TellerScore?
30 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Iuka State Bank ever failed?
There is no failure record for FDIC certificate #11317 in the FDIC failed bank list.
How many branches does The Iuka State Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salem
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Salem School System Credit UnionCredit union Salem, IL | 87 out of 100, Very strong | $2.2M | 30.9% | 0.00% | vs |
| First Community Bank, Xenia-FloraBank Xenia, IL | 86 out of 100, Very strong | $55.5M | 12.0% | 0.22% | vs |
| Kinmundy BankBank Kinmundy, IL | 85 out of 100, Very strong | $80.1M | 13.0% | 0.67% | vs |
| First State Bank of St. PeterBank Saint Peter, IL | 83 out of 100, Strong | $30.1M | 18.5% | 1.71% | vs |
| The Peoples State Bank of Newton, IllinoisBank Newton, IL | 81 out of 100, Strong | $736.7M | 13.5% | 0.54% | vs |
| Genfed Financial Credit UnionCredit union Akron, OH | 79 out of 100, Strong | $335.9M | 16.8% | 1.38% | vs |