Side-by-side · Q2 2026 data
The Local Credit Union vs Electrical Workers Local 58 Credit Union
Credit union
Electrical Workers Local 58 Credit Union
Detroit, Michigan · Under $100 million in assets
Metric by metric
| Measure | The Local Credit Union | Electrical Workers Local 58 Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 90 |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 74 | 95 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 97th | 89th |
| Total assets | $106.6M | $21.4M |
| Deposits / shares | $89.9M | $18.7M |
| Capital ratio | 16.07% (stronger) | 12.24% |
| Problem loans | 0.26% | 0.09% (stronger) |
| Net charge-offs | 0.42% | 0.16% (stronger) |
| Return on assets | 1.35% | 1.89% (stronger) |
| Loans ÷ deposits | 46.7% | 31.1% (stronger) |
| Uninsured deposits | 7.5% | 6.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Local Credit Union has the higher TellerScore (92 vs 90). On the 7 directional measures above (where higher or lower is clearly better), The Local Credit Union leads on 2 and Electrical Workers Local 58 Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.