Headquartered in Detroit, Michigan, Electrical Workers Local 58 Credit Union is a federally insured state-chartered credit union with $21.4M in total assets and $18.7M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1955.
Electrical Workers Local 58 Credit Union has a TellerScore of 90 out of 100 (very strong) based on Q2 2026 data — higher than 89% of its 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 16th. Funding & liquidity contributes the most (100/100, 31% loans-to-deposits, 7% uninsured); capital cushion contributes the least (72/100, 12.24%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (80 → 90), mostly because the earnings component improved by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 79 |
| Q4 2024 | 77 |
| Q1 2025 | 79 |
| Q2 2025 | 80 |
| Q3 2025 | 79 |
| Q4 2025 | 81 |
| Q1 2026 | 87 |
| Q2 2026 | 90 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.47% |
| Q3 2024 | 10.90% |
| Q4 2024 | 10.78% |
| Q1 2025 | 10.70% |
| Q2 2025 | 10.98% |
| Q3 2025 | 11.08% |
| Q4 2025 | 11.47% |
| Q1 2026 | 11.94% |
| Q2 2026 | 12.24% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.09% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.01% |
| Q3 2024 | 0.94% |
| Q4 2024 | 0.73% |
| Q1 2025 | 0.94% |
| Q2 2025 | 0.96% |
| Q3 2025 | 0.86% |
| Q4 2025 | 0.94% |
| Q1 2026 | 1.47% |
| Q2 2026 | 1.89% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $21.4M | 12.24% | 0.09% | 1.89% | 31.1% |
| Q1 2026 | 87 | $20.9M | 11.94% | 0.00% | 1.47% | 27.2% |
| Q4 2025 | 81 | $21.1M | 11.47% | 0.00% | 0.94% | 28.1% |
| Q3 2025 | 79 | $21.3M | 11.08% | 0.00% | 0.86% | 29.3% |
| Q2 2025 | 80 | $21.1M | 10.98% | 0.00% | 0.96% | 28.2% |
| Q1 2025 | 79 | $21.2M | 10.70% | 0.00% | 0.94% | 27.5% |
| Q4 2024 | 77 | $20.6M | 10.78% | 0.00% | 0.73% | 28.7% |
| Q3 2024 | 79 | $20.3M | 10.90% | 0.00% | 0.94% | 31.2% |
| Q2 2024 | 79 | $20.8M | 10.47% | 0.00% | 1.01% | 31.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Michigan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| United Churches Credit UnionCredit union Taylor, MI | 67 out of 100, Moderate | $21.9M | 10.3% | 1.08% | vs |
| Warren Municipal Federal Credit UnionCredit union Warren, MI | 71 out of 100, Strong | $22.1M | 9.6% | 0.20% | vs |
| Tandem Federal Credit UnionCredit union Warren, MI | 72 out of 100, Strong | $22.3M | 16.5% | 1.47% | vs |
| Blue Water Federal Credit UnionCredit union Port Huron, MI | 86 out of 100, Very strong | $20.4M | 14.4% | 0.23% | vs |
| Frankfort Community Federal Credit UnionCredit union Frankfort, MI | 69 out of 100, Moderate | $19.6M | 14.4% | 3.83% | vs |
| International Uaw Federal Credit UnionCredit union Detroit, MI | 60 out of 100, Moderate | $19.5M | 15.8% | 3.78% | vs |
Deposit insurance
Is my money safe at Electrical Workers Local 58 Credit Union?
Yes. Electrical Workers Local 58 Credit Union is a federally insured credit union (NCUA charter #64267). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.7% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.24%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Electrical Workers Local 58 Credit Union lists 2 offices in 1 city. Most locations:
- Detroit, MI (2)
Identity & history
Profile
- Legal name
- Electrical Workers Local 58 Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64267
- RSSD ID
- 334693
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- 1366 porter ST, Detroit, MI 48226
- Employees
- 2
Quick answers
Electrical Workers Local 58 Credit Union: common questions
Is Electrical Workers Local 58 Credit Union NCUA insured?
Yes. Electrical Workers Local 58 Credit Union is a federally insured credit union (NCUA charter #64267). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Electrical Workers Local 58 Credit Union's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Electrical Workers Local 58 Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Detroit
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Total Community Credit UnionCredit union Taylor, MI | 97 out of 100, Very strong | $111.3M | 15.3% | 0.36% | vs |
| JPMorgan Chase Bank, DearbornBank Dearborn, MI | 94 out of 100, Very strong | $71.5M | 99.6% | 0.00% | vs |
| I.M. Detroit District Credit UnionCredit union Detroit, MI | 93 out of 100, Very strong | $1.9M | 28.1% | 0.00% | vs |
| The Local Credit UnionCredit union Sterling Height, MI | 92 out of 100, Very strong | $106.6M | 16.1% | 0.26% | vs |
| Jessop Community Federal Credit UnionCredit union Washington, PA | 87 out of 100, Very strong | $34.1M | 13.8% | 0.38% | vs |
| Cha-Tel Federal Credit UnionCredit union Charleston, WV | 86 out of 100, Very strong | $11.5M | 13.6% | 0.04% | vs |