Side-by-side · Q2 2026 data
The Local Federal Credit Union vs Grand Prairie Credit Union
Metric by metric
| Measure | The Local Federal Credit Union | Grand Prairie Credit Union |
|---|---|---|
| TellerScore | 72 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 81 | 98 (stronger) |
| Earnings | 15 | 57 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 44th | 68th |
| Total assets | $25.8M | $25.2M |
| Deposits / shares | $19.8M | $22.2M |
| Capital ratio | 21.18% (stronger) | 11.61% |
| Problem loans | 0.57% | 0.05% (stronger) |
| Net charge-offs | 0.87% | 0.13% (stronger) |
| Return on assets | -0.12% | 0.93% (stronger) |
| Loans ÷ deposits | 99.2% | 40.2% (stronger) |
| Uninsured deposits | 3.0% (stronger) | 5.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Prairie Credit Union has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Local Federal Credit Union leads on 2 and Grand Prairie Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.