TellerScore

Headquartered in Grand Prairie, Texas, Grand Prairie Credit Union is a federally insured state-chartered credit union with $25.2M in total assets and $22.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.

Based on its Q2 2026 filing, Grand Prairie Credit Union scores 81/100, which we describe as strong. That is higher than 68% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 113th. Its strongest component is funding & liquidity (100/100; 40% loans-to-deposits, 5% uninsured), and its lowest is earnings (57/100; 0.93%).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Net worth ratio: 11.61%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.05%
Earnings57/100
Return on assets (annualized): 0.93%
Funding & liquidity100/100
Loans ÷ shares: 40.2% · 5.4% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (82 → 81).

TellerScore
697682Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202473
Q4 202469
Q1 202579
Q2 202582
Q3 202582
Q4 202582
Q1 202673
Q2 202681
Net worth ratio
7.00%9.36%11.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.89%
Q3 202410.78%
Q4 202411.07%
Q1 202511.09%
Q2 202511.38%
Q3 202511.41%
Q4 202511.72%
Q1 202611.26%
Q2 202611.61%
Delinquent loans (60+ days)
0.00%0.64%1.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.64%
Q3 20240.82%
Q4 20241.28%
Q1 20250.11%
Q2 20250.00%
Q3 20250.04%
Q4 20250.17%
Q1 20260.08%
Q2 20260.05%
Return on assets
0.09%0.64%1.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.05%
Q3 20241.15%
Q4 20241.06%
Q1 20251.02%
Q2 20251.14%
Q3 20251.18%
Q4 20251.15%
Q1 20260.09%
Q2 20260.93%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$25.2M11.61%0.05%0.93%40.2%
Q1 202673$25.0M11.26%0.08%0.09%39.3%
Q4 202582$24.0M11.72%0.17%1.15%40.7%
Q3 202582$24.1M11.41%0.04%1.18%39.8%
Q2 202582$23.4M11.38%0.00%1.14%39.4%
Q1 202579$23.4M11.09%0.11%1.02%40.9%
Q4 202469$22.9M11.07%1.28%1.06%44.4%
Q3 202473$23.1M10.78%0.82%1.15%43.4%
Q2 202474$22.1M10.89%0.64%1.05%46.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.61%
28th
Problem loans0.05%
84th
Net charge-offs0.13%
55th
Return on assets0.93%
65th
Loans to deposits40.2%
78th
Uninsured deposits5.4%
19th
Loan-loss reserves0.00%
37th
Texas ratio0.1%
83rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Shared Resources Credit UnionCredit union Pasadena, TX64 out of 100, Moderate$25.4M12.7%0.57%vs
Concho Valley Credit UnionCredit union San Angelo, TX78 out of 100, Strong$25.7M11.4%0.14%vs
The Local Federal Credit UnionCredit union Dallas, TX72 out of 100, Strong$25.8M21.2%0.57%vs
Texas People Federal Credit UnionCredit union Fort Worth, TX73 out of 100, Strong$24.3M18.0%0.31%vs
Temple Santa Fe Community Credit UnionCredit union Temple, TX61 out of 100, Moderate$24.0M8.1%0.42%vs
Bayou City Federal Credit UnionCredit union Houston, TX54 out of 100, Below average$23.8M10.1%1.85%vs

Deposit insurance

Is my money safe at Grand Prairie Credit Union?

Yes. Grand Prairie Credit Union is a federally insured credit union (NCUA charter #60307). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.4% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.61%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Grand Prairie Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Grand Prairie Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60307
RSSD ID
57693
Primary regulator
State + NCUA
Established
1960
Headquarters
209 N Center St, Grand Prairie, TX 75050
Employees
4

Quick answers

Grand Prairie Credit Union: common questions

Is Grand Prairie Credit Union NCUA insured?

Yes. Grand Prairie Credit Union is a federally insured credit union (NCUA charter #60307). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Grand Prairie Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Grand Prairie Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Grand Prairie

InstitutionScoreAssetsCapitalProblem loansCompare
Fort Worth City Credit UnionCredit union Fort Worth, TX93 out of 100, Very strong$336.8M13.1%0.03%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs
Lakeside BankBank Rockwall, TX92 out of 100, Very strong$389.2M14.4%0.00%vs
Metro Medical Credit UnionCredit union Dallas, TX91 out of 100, Very strong$82.7M17.9%0.66%vs
Datcu Credit UnionCredit union Denton, TX89 out of 100, Very strong$1.8B17.2%0.13%vs
Ben E Keith Company Employees Federal Credit UnionCredit union Fort Worth, TX89 out of 100, Very strong$11.9M20.9%1.07%vs