Side-by-side · Q2 2026 data
The Local Federal Credit Union vs Shared Resources Credit Union
Metric by metric
| Measure | The Local Federal Credit Union | Shared Resources Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 81 | 81 |
| Earnings | 15 (stronger) | 0 |
| Funding & liquidity | 61 | 74 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 44th | 28th |
| Total assets | $25.8M | $25.4M |
| Deposits / shares | $19.8M | $21.9M |
| Capital ratio | 21.18% (stronger) | 12.70% |
| Problem loans | 0.57% (stronger) | 0.57% |
| Net charge-offs | 0.87% | 0.67% (stronger) |
| Return on assets | -0.12% (stronger) | -0.70% |
| Loans ÷ deposits | 99.2% | 86.4% (stronger) |
| Uninsured deposits | 3.0% | 2.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Local Federal Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Local Federal Credit Union leads on 4 and Shared Resources Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.